Finding a good doctor when you don't have health insurance can feel overwhelming — especially when you don't know what a visit will cost until after you've already been seen. At Manatee Primary Care in Bradenton, FL, we believe that cost should never be a barrier to quality primary care. That's why we offer transparent, flat-rate self-pay pricing for every visit, with no surprise bills.

At Manatee Primary Care, our self-pay rates are straightforward:

No hidden fees. No facility charges. No surprises. You know the price before you walk in the door.

The difference in price reflects the difference in work involved — not a penalty for being new.

A new patient visit ($85) is typically longer and more involved. Dr. Urquiza Milian is meeting you for the first time, which means she needs to:

• Review your full medical history, past diagnoses, surgeries, and hospitalizations
• Go through your current medications and any allergies
• Understand your family history and any hereditary risk factors
• Perform a comprehensive physical examination
• Order baseline lab work if appropriate
• Build a care plan tailored to your specific health situation

This first visit lays the foundation for everything that follows. It takes more time, more documentation, and more clinical decision-making than a visit where the doctor already knows you.

A follow-up visit ($60) is focused and efficient. Because Dr. Urquiza Milian already has your history on file, she can get straight to the point — reviewing how you're responding to treatment, adjusting medications, checking lab results, or addressing a new concern. There's no need to start from scratch.

Think of it this way: the new patient visit is the investment, and every follow-up builds on it. Most patients find that after the first visit, their ongoing care costs less because the groundwork is already done.

Both visit types include the full office visit with Dr. Urquiza Milian. There are no separate "facility fees" or "administrative charges" added on top. If you need lab work, we'll discuss which tests are available in-house (see below) and what any outside lab tests would cost before ordering them.

One of the biggest hidden costs for uninsured patients is lab work. When labs are sent out to a reference laboratory, you often receive a separate bill weeks later — sometimes for hundreds of dollars.

At Manatee Primary Care, we perform many common lab tests right here in our office, so you get results faster and avoid the extra cost of an outside lab. Our in-house lab capabilities include:

• Complete blood count (CBC) — checks for anemia, infection, and other conditions
• Comprehensive metabolic panel (CMP) — evaluates kidney function, liver function, blood sugar, and electrolytes
• Hemoglobin A1c (HbA1c) — monitors blood sugar control for diabetes
• Lipid panel — measures cholesterol and triglycerides
• Urinalysis — screens for urinary tract infections, kidney disease, and diabetes
• Rapid strep test — results in minutes for sore throat evaluation
• Rapid flu test — quick diagnosis for influenza A and B
• COVID-19 test — rapid antigen testing available
• Blood glucose — immediate fingerstick glucose check
• EKG (electrocardiogram) — heart rhythm evaluation performed in-office

When labs need to be sent to an outside reference lab, we will always discuss the cost with you beforehand so there are no surprises.

Self-pay primary care at Manatee Primary Care is a good fit for:

• Uninsured patients who don't have health insurance through an employer or government program
• Underinsured patients whose plan has a high deductible and they haven't met it yet
• Patients between jobs who lost employer-sponsored coverage and are waiting for new coverage to start
• Part-time or gig workers who don't qualify for employer benefits
• Patients whose insurance doesn't cover a specific service they need
• Anyone who prefers to pay directly and avoid the complexity of insurance billing

Nearly all of our primary care services are available to self-pay patients, including:

• Annual wellness exams and physicals — including DOT physicals
• Sick visits — same-day appointments available for acute illness
• Chronic disease management — diabetes, hypertension, high cholesterol, thyroid disease, and more
• Preventive care — cancer screenings, immunizations, and health counseling
• Women's health — Pap smears, hormone evaluation, contraception management
• Men's health — testosterone evaluation, prostate health, sexual health
• Mental health — anxiety, depression, and stress management
• Wound care — Dr. Urquiza Milian is a Certified Wound Specialist Physician (CWSP)
• Prescription management — including refills for ongoing medications

We know that when you're sick, you can't always wait a week for an appointment. We offer same-day sick visit appointments for self-pay patients — call us at (941) 867-9362 and we'll do our best to get you in the same day.

Dr. Urquiza Milian provides care in both English and Spanish, making our practice accessible to Bradenton's large Spanish-speaking community. Many uninsured patients in our area are more comfortable discussing their health in Spanish, and we're proud to offer that without needing a translator.

Getting started is simple:

1. Call us at (941) 867-9362 or request an appointment online
2. Let us know you'll be paying self-pay when you schedule
3. Bring a valid photo ID to your visit
4. Bring a list of your current medications and any known allergies
5. Payment is due at the time of service — we accept cash, credit, and debit cards

There is no enrollment process, no membership fee, and no contract. You simply pay the flat rate at the time of your visit.

Do I need to prove I don't have insurance? No. You can choose self-pay even if you have insurance — some patients prefer it for specific visits when their deductible is high.

Can I get a prescription as a self-pay patient? Yes. Dr. Urquiza Milian can prescribe medications during your visit. Many generic medications are available at very low cost at pharmacies like Walmart, Publix, and Costco.

What if I need a specialist referral? We can provide referrals to specialists. The cost of the specialist visit is separate and depends on the specialist's practice.

Is there a discount for paying cash? Our self-pay rates already reflect a cash-pay discount. The prices listed — $85 new patient, $60 follow-up — are our self-pay rates.

Do you offer payment plans? Please call our office to discuss your situation. We want to make care accessible and will do our best to work with you.

If you're looking for an affordable primary care doctor in Bradenton without insurance, we'd love to be your medical home. Call (941) 867-9362 or request an appointment online today.